Process. Payments. Locally.
Beyond Payments. Your Partner For Growth.
The only payments provider in Virginia that eliminates your payment processing fees and has the tools to help your business grow.
They Take. We Empower.
They install and disappear. We show up, stay close, and actually help you grow. At PayRVA, we go beyond reducing processing fees—we built the PayRVA Growth Hub to help automate your business, capture every opportunity, and build stronger client relationships. Stay connected with the people that keep your business running!
Eliminate Payment Fees
Put payment processing fees behind you, there are various compliant methods you can use to reduce or even eliminate them completely.
PayRVA Growth Hub
We built the Growth Hub to help our merchants attract, nurture, and close more customers. All the tools you need to put your business on autopilot.
Dedicated Local Support
Get support wherever you need it, whenever you need it. Being local means we're always just a short drive away.
Next Day Funding
Tired of waiting 2-3 days for deposits to hit? With PayRVA you get your deposits next business day, with no additional fees.
All Payment Types
No matter where or how you take payments, we can help. From a simple card terminal, full point of sale system, or online payments, we have it.
No Contracts
Your business should be earned every single day. Agreements are month-to-month. If we're not delivering, you can move on. No early termination fee!
Learn More About The PayRVA Growth Hub
Wherever You Do Business
We Make It Easy to Get Paid
Whether you're serving coffee on Main Street or servicing customers across the region, we'll help you get paid without the headaches. PayRVA is built for Virginia business—by people who live and work right here with you.
Smart, Flexible Payment Solutions
In your store, in the field, or online—we make it easy to get paid wherever you do business. From countertop terminals and point of sale systems to mobile payment apps and online gateways, PayRVA gives you everything you need to accept payments confidently and securely. We'll match you with the right tools for your workflow.
Accept Payments Anywhere, Any Way
Swipe, dip, tap, invoice, or take payments online—on any device, from any location.
Easy Setup, Personalized Support
We handle the install, training, and local support so you're never left figuring it out alone.
Powerful Tools Beyond The Sale
From inventory and staff management to loyalty programs and reporting, our systems do more than just process payments.
Secure, Fast, and Built to Scale
All solutions are PCI-Compliant, fully encrypted, and redy to grow with your business
Your Pricing, Your Choice
There’s no one-size-fits-all in payment processing. Your business isn’t like everyone else’s. We break down the pros and cons of our pricing models and how they impact your bottom line. You choose the pricing that fits your goals, not ours. No pressure, no guesswork. Just a smarter way to keep more of what you earn.
Interchange Plus
Separate the true cost of processing from the markup. This method gives you full visibility into where your money is going. Great for high volume merchants.
Surcharge
Surcharge applies a small fee to customers paying with a credit card. While Debit and Cash paying customers avoid this fee. Ideal for high ticket and credit heavy merchants.
Dual Pricing
Dual Pricing offers two prices for a product, cash price & list price. The cost of processing is built into the product's list price and a small discount is offered as the cash price.
Cash Discounting
This pricing method also eliminates processing fees. The fees are built into your product pricing, and cash paying customers take advantage of a small discount!
Virginia Businesses Save 30% On Average By Switching to PayRVA. When is The Last Time You Reviewed Your Statements?
INTRODUCING
PayRVA Growth Hub
No one else in Virginia does what we do. We’re the only payment processor that's built software that's made to help you grow, get more customers, and build lasting relationships.
PayRVA Growth Hub
Here's what you get:
Reputation Management (Google, Facebook)
Build Unlimited Funnels, Forms, and Surveys
Track Your Sales Opportunities
Automated SMS & Email Marketing
Appointment Booking & Auto Reminders
Missed Call Text Back
Year Long Text and Email Nurture Sequences
There's so much more...
How It Works
Our priority is to make the entire process educational.
This is your money, you deserve to know what you're paying for and why!
Schedule Your Consultation
We'll spend some time learning more about your business, how and where transactions take place. Then we dive into your recent processing statements, break down the costs to find the areas where we can put more money back in your pocket.
Get Approval for Your Account
If you decide to make the switch. We'll complete an application for a merchant account right there with you, which is then sent to underwriting for approval. At most, it takes approximately 3-5 business days to receive approval from underwriting.
Start Processing Payments Locally
Once approval is received. Our team will prepare your equipment for hand delivery. We complete the installation and any training your staff needs all in the same day. Best of all, we're always just a short drive away if you need anything from us!
Ready to get started?
Who We Are
At PayRVA, we’re more than just a payment processor — we’re your local partner in growth. As a proud family- and veteran-owned business based in Richmond, Virginia, our mission is simple: Help small businesses keep more of what they earn.
We combine honest, transparent pricing with powerful technology and unmatched customer support to deliver a payment solution that’s truly built around your needs. Whether you're just starting out or scaling fast, we’re here to support you every step of the way. What sets PayRVA apart is our commitment to being present and proactive. We don’t just hand you equipment and disappear — we stay with you, ensuring everything runs smoothly.
Copyright 2025 | PayRVA | Terms & Conditions
701 N. Courthouse Road, Suite 200
North Chesterfield, VA 23235